Financial Resources
Through our programs, clients increase business earnings, diversify income, gain employment, build savings, and acquire assets like land, equipment, or housing.
$1.4 Billion
Total Value of Loans made by Opportunity's Partners
7.6 Million
Clients with Loans
92%
% of Clients with Loans that are Women
12.4 Million
Clients with Savings
$189
Average loan size
22
Financial Institution Partners
Theory of change: Enabling Outcomes
Poverty is not solved by any one single solution—it’s overcome through progress across many areas of life. Guided by our theory of change, we measure outcomes in three key areas: financial resources, human capital, and thriving connections. These new indicators inform our journey to continuously strengthen and refine our services and they reveal a more in-depth look at lifelong transformation.
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Income
- 88% of clients increased income
Jobs
- 54% of clients increased employment
Resilience
- 83% of clients whose ability to meet an emergency expense has been improved
Human Capital
We invest in people—expanding knowledge, skills, and wellbeing to boost productivity and unlock potential. Through training and access to education, health care, and skill-building, clients improve outcomes in entrepreneurship, agriculture, and more.
Training
- 87% of clients' ability to manage their finances has improved
Agency
- 86% of clients' confidence in themselves and their abilities has improved
Wellbeing
- 92% of clients report improved quality of life
- 65% of clients report improved quality/number of meals
- 65% of clients report improved access to healthcare
Thriving Connections
Strong social ties and trusted networks help clients grow, adapt, and lead. We foster collaboration, mentorship, and support systems that enhance women’s and girls’ empowerment, build resilience, and increase collective impact.
Empowerment of women/girls
- 69% of women clients improved their ability to make decisions independently
All impact metrics are as of December 31, 2025.