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    Highlights

    • 5 Million

      Entrepreneurs empowered
    • 2.3 Million

      Families with health insurance
    • 50,000

      Trust groups formed

    Approach to Microfinance

    We believe that microfinance is a sustainable means of poverty alleviation leading to lasting, holistic development. Financial tools and training empower entrepreneurs to build businesses, support their families and transform their communities. 

    Yes, we provide loans.

    In fact, our 45 banks and financial institutions in 22 developing countries are currently dispersing 2.8 million active loans. 

    What’s most astounding is that 98 percent of these loans are paid back.

    It happens because an Opportunity International loan is not just money. It’s an entire system of support, guidance and accountability.

    But this is only the first step. 

    We have found that our clients are not only looking for loans, they also want a safe place to keep their money and protection against risk. They want to be able to plan for the future and ensure that they can reach their goals. 

    We responded to our clients by developing savings accounts and microinsurance

    These unique offerings, coupled with loans, provide a full suite of financial services to millions of people working their way out of poverty. 

    How does it work?

    We’re nationals. Ninety-nine percent of our staff is from the country in which they are working. We know the terrain and the culture.

    We’re local. We are there, on the ground, forming partnerships, enlisting experts and building infrastructure to support new businesses and fuel the economy of the community.

    We’re women. Nearly 93 percent of our loans go to women, who re-invest in their families, improving nutrition and health care, educating their children and changing their lives.

    We form Trust Groups who demand accountability but also support entrepreneurs on a very personal level.

    When a loan is repaid, that money is then available for the next person and the next.

    The original $1 investment becomes $6.

    And a loan becomes so much more than a loan.

    Learn more

    Learn more about clients who are transforming their lives and communities wtih support from Opportunity International.