Knowledge Exchange Sinapi Aba's Conversion from MFI to Savings and Loans

In 2011, Ghana’s largest and arguably most successful microfinance institution, Sinapi Aba Trust (Opportunity network member), converted to a government-regulated Savings and Loans Company – Sinapi Aba Savings and Loans. To reach this objective, Sinapi undertook major change initiatives across the entire organization. This case study compiles the experiences and lessons of Sinapi from this journey – documenting the transformation of an NGO-MFI into a commercial entity while maintaining the original mission of SAT: transforming the lives of economically disadvantaged people.