Over our 40+ year history, we have seen clients' lives transformed because they were given access to financial tools and training. Children have been able to go to school. Farmers have received higher quality inputs, leading to increased yields. Mothers have been able to feed their families. Business owners have employed their neighbors. Individuals have transformed their communities. A small investment, a savings account or an insurance plan can be the spark for permanent transformation in the lives of those working their way out of poverty.